Personal Automobile & Homeowners Insurance
Auto Insurance
Quality auto insurance doesn't need to be expensive, but it needs to provide complete protection for you and your family. At MIC Group we believe your first step in choosing auto insurance is to determine what you need in order to provide the best protection from losses you cannot afford. With today's litigate society, you should be more aware of the potential loss associated with a suit against you or your family. Does your policy protect you? As an independent insurance agency, we represent many different companies and will match your needs with quality coverage and service at a competitive premium. Call us to arrange a free policy review with an experienced professional agent!

Homeowners and Renters Insurance
Whatever you call home - an apartment, a condominium or a house of any age or size- it is your shelter, your retreat. Often, it's your most valuable asset. If the unexpected happens, you will expect your homeowners or renters insurance to help you and your family get back on your feet. At MIC Group we have helped people like you through the worst of claims. We know what additional coverages make all the difference when a family is trying to rebuild their security after a loss. We can show you the real difference in a homeowners or renters insurance program. Call us to arrange a free policy review with an experienced professional agent!

Agricultural Risk Management
You might ask what MIC Group can do for you that your current agent can't or isn't doing. Does your current agent specialize in tailoring insurance for farm and ag related business? Our full time ag staff consists of experts who have first hand farm experience. We will listen and work with you to find the right coverages to fit your specific insurance needs. We make it our business to understand your business and keep you informed of the constant changes in agriculture that affect your insurance needs.

Our services consist of:

• Offering crop hail rates for several companies, allowing us to shop the markets to provide you with the most competitive crop hail rates for your farm.

• Providing Multi-peril Crop Insurance, Crop Revenue Coverage, Revenue Assurance, and other optional crop insurance programs. We can provide a complete explanation of all of the Federal Crop Insurance options that are available and assist you in making an informed decision as to which program will work best for your farming operation.

• Offering a wide choice of property and liability companies to provide a farm package policy for your farm, auto, and umbrella liability and property exposures. We are an Independent Agent representing many farm insurance companies. We don't work for any one insurance company, we work for you!

• Offering expertise to provide coverage for life, accident, health, estate planning, farm succession planning and long term care.

• Specialized Program for Farm Management Companies, covering all managed properties under one policy with individual farm billings.

AAEA/NABE Program
PROFESSIONAL LIABILITY INSURANCE FOR AAEA and NABE MEMBERS
Professional errors and omissions coverage insures against damages from your acts, errors or omissions in rendering professional services. You may be sued for the failure to perform your professional services to the degree of skill expected. Even if the allegations are false you still have to defend yourself and your reputation. The cost of defense alone may be several thousands of dollars. A special nationwide errors and omissions program has been designed for members of the AAEA and the NABE that are in good standing.

• Policy Form:   Claims-Made
• Policy Limits:   From $100,000 each claim, $300,000 annual aggregate to $1,000,000 each claim, $1,000,000 annual aggregate (higher limits may be available upon special request).
• Deductibles:   From $5,000 on up.
• Special Features:   Comprehensive coverage & competitive rates.
• Insurance Companies Offering Coverage:  Lloyds, London, Commercial Underwriters Insurance Co. and others for special needs.

Underwriting Agency:
Davidson/Babcock
10875 Benson Drive, Suite 110
Overland Park, KS 66210
Phone: 1-913-469-1188
Facsimile: 1-913-469-1177

For program or quotation information contact Todd Egeland or Rick Hugdahl at:

MIC Group
NEVADA CORPORATE OFFICE
PHONE:  1-515-382-3541
WATTS:  1-800-729-4341
FAX: 1-515-382-3844

MIC Group coordinates the quotation and application process. Depending upon the state and the nature of your activities, you will be directed to mail or fax your application and supporting information to the properly licensed agency.

AGRIBUSINESS MASTER FARM INSURANCE PROGRAM
A master insurance policy is one policy written for your farm management firm that offers property and liability protection for all the farms that you manage. Instead of writing separate policies for each individual farm, each farm entity is added as an additional named insured to the master contract. In this manner, all farms have consistency of coverage in the key areas of concern with flexible options to customize coverage for the special needs of your clients. And, the premiums are very competitive!!

SPECIFICS ABOUT THE PROGRAM

Property Coverage

Special Perils
Replacement Valuation
Buildings and Contents
Blanket Farm Personal Property
Blanket Grain, Seed & Chemicals
Deductible of  $1,000
Liability Coverage
$1,000,000/Occurrence/Premises $2,000,000 General Aggregate
$10,000 Med Pay per Person
$25,000 Med Pay per Accident
$100,000 Fire Legal Liability
$25,000 Chemical Drift Aggregate
$500 Damage to Property of Others
$1,000,000 Annual Aggregate on Premises Pollution Cleanup
Additional Umbrella limits available on request
The program is underwritten through American Reliable Insurance Company, rated A- by A.M. Best Company. MIC generates all declaration pages and invoices. The program is only available in states in which MIC Group is licensed.

Click here for the MASTER FARM QUESTIONNAIRE to get specific information for your firm.

Please direct any questions to:

MIC Group
NEVADA CORPORATE OFFICE
PHONE: 1-515-382-3541
WATTS: 1-800-729-4341
FAX: 1-515-382-3844

Ask for Rick Hugdahl or Nikki Ball for information on the Master Farm program.